Cost of living, property prices, climate, safety, healthcare and lifestyle data for Umbria. Real numbers from ISTAT + Eurostat HPI, refreshed Q4 2025.
Umbria is a region in Italy covering major cities including Perugia, Terni, Foligno and 2 more. As of Q4 2025, average property prices stand at €1,199/m², 35% below the Italy national average of €1,844/m². Over the last 5 years, prices grew +4.5%, and over 10 years +9.2% — a relatively stable market.
Cost of living for a single person averages €1,100/month — 29% below the national mean. Umbria scores 60/100 on regional safety, with low crime levels. The climate is warm mediterranean — 225 sunny days per year, summers averaging 31°C and winters 9°C. Healthcare is rated good, with 3 major hospitals serving the region.
For digital nomads and remote workers, average internet speed is 115 Mbps with growing fiber rollout. few coworking scene. Lifestyle index: 38/100 — moderate cultural and gastronomic offering. For families: 1 international schools (0 with IB programme).
Caterelo LifeTrend™ score for Umbria: 60/100 — combining 12 weighted dimensions (safety, climate, cost, healthcare, lifestyle, digital, education).
Sources: ISTAT + Eurostat HPI, Eurostat, Numbeo, Speedtest Global Index, IPCC AR6.
Living costs in Umbria are budget compared to the Italy national mean — 29% lower. A single person typically spends €1,100/month for total expenses including rent, utilities, food and transport. A family of four spends approximately €2,700/month.
The average net salary in Umbria is €1,350/month, giving an estimated purchasing power of high. Italy sets minimum wages via collective bargaining. For relocators on remote/foreign income, Umbria's cost-to-amenity ratio is one of the most relevant metrics — at €1,100/month for a high quality of life, this is exceptional value.
Sources: Numbeo cost of living database, Eurostat purchasing power parity, Quadros de Pessoal/INE/ISTAT national salary surveys.
Umbria has a warm mediterranean climate. Summer averages 31°C, winter 9°C. The region records 225 sunny days per year — around EU average. There are typically 82 rainy days per year.
By 2050 (IPCC AR6 SSP2-4.5 moderate scenario), Umbria is projected to warm by +2.0°C overall, with summers warming faster (+2.7°C). Expected additional heat days per year: +14. Drought risk: moderate. Fire risk: increasing. Sea level risk: none.
Central highland continental warming; moderate overall, growing summer heat stress
Sources: IPCC AR6 WG1 (2021), EURO-CORDEX regional downscaling (~12.5km), JRC PESETA IV (EU impact assessment).
Umbria scores 60/100 on regional safety. Crime levels are low. Walking alone at night is generally safe. Women's safety: safe.
Umbria has typical urban safety levels — exercise standard precautions in major cities, especially around tourist areas and transit hubs.
Sources: Numbeo Safety Index 2025, Eurostat crime statistics, national police annual reports.
Healthcare quality in Umbria is good. The region has 3 major hospitals. Emergency response time is rated average. Private healthcare availability: low. Average annual private health insurance: €1,050.
EHIC (European Health Insurance Card) holders are covered for emergency and necessary medical care during stays. Common practitioner language: Italian. Italian is the primary language in public healthcare; private clinics may have English-speaking staff in larger cities.
Sources: WHO European Health Report, OECD Health at a Glance, Euro Health Consumer Index, regional health authorities.
Average internet speed in Umbria is 115 Mbps. Fiber availability is growing, mobile network good. Coworking presence: limited. Startup ecosystem: minimal. English proficiency among the working population: moderate.
Digital infra in Umbria is solid for remote work — most homes can support video calls and standard professional workflows.
Sources: Speedtest Global Index, DESI 2024 (EU Digital Economy & Society Index), EF EPI English Proficiency Index, Nomad List.
Umbria has 1 international schools, of which 0 offer the International Baccalaureate (IB) programme. Education quality rating: minimal. The region's education hub is Roma (1.5h), with significant clustering of expat-oriented schooling.
For families with school-aged children, Umbria has limited international schooling — most expat families opt for local public schools or homeschooling. Public education is generally free for residents and high-quality at primary level across Italy.
Sources: International Schools Database, IBO.org official register, regional ministries of education.
Umbria offers a moderate lifestyle for relocators. The region hosts approximately 10 coworking spaces and 2 startup hubs, with 25 cultural events per year and 35 major venues. Gastronomy score: 78/100. Nightlife: moderate.
For digital nomads, Umbria is less developed — best for self-sufficient nomads who prefer quieter regions. Time zone: UTC+1. No specific digital nomad visa, but EU citizens have free movement.
Families relocating to Umbria find 1 international schools, of which 0 offer the International Baccalaureate programme. Education quality: minimal. Education hub: Roma (1.5h) — significant cluster of expat-oriented schooling.
Healthcare quality is good with low private availability. Average private health insurance: €1,050/year. EU EHIC card holders are covered for emergency care. Emergency response time: average.
Climate trajectory 2050: Umbria is projected to warm by +2.0°C with 14 additional heat days per year. Drought risk: moderate. Fire risk: increasing. Sea level risk: none. Source: IPCC AR6 SSP2-4.5 + EURO-CORDEX regional models.
Sources: Coworker.com, Startup Genome, TripAdvisor, Numbeo Quality of Life Index, regional tourism authorities.
The property market in Umbria as of Q4 2025: average €1,199/m². Compared to the Italy national average of €1,844/m², Umbria sits 35.0% below.
Over the last 5 years prices grew +4.5%, and over 10 years +9.2%. A relatively flat market — value over speculation.
Gross rental yield is approximately 10.1%. A 2-bedroom apartment rents for an average of €705/month, against an estimated purchase price of €83,930 for a 70m² property — implying 10.1% gross yield before costs (taxes, vacancy, management).
This is a strong yield environment — among the better rental investment opportunities in Italy.
Sources: ISTAT + Eurostat HPI, Eurostat HPI (prc_hpi_q), national property portals (idealista, immobiliare, Imovirtual, Spitogatos, SeLoger, Njuškalo).
Buying property in Umbria follows the standard Italy process. Beyond the listed sale price, expect:
Registration tax: 2% (primary residence) or 9% (second home) on cadastral value · Notary fees: 1–2.5% · Estate agent: 2–4% per side. For new builds: 4% VAT primary, 10% second home. Foreign buyers: codice fiscale required. Total: 8–14% additional.
Mortgage for non-residents: typically 60–70% LTV, 3–5% fixed rates. Resident buyers: up to 80–85% LTV, 2.5–4%. Property purchase timeline: 6–10 weeks from offer to keys.
Rental yield potential: ~10.1% gross. A 2-bed at €705/month against €1,199/m² × ~70m² = €83,930 purchase = 10.1% gross before costs (taxes, vacancy, management). Net yield typically 60–70% of gross.
Sources: National notary federations, ministries of finance, official transfer tax schedules, ISTAT cadastral data.
Umbria's LifeTrend™ relocation score of 60/100 reflects a weighted blend of safety (22%), climate (18%), cost of living (18%), healthcare (13%), lifestyle (10%), digital infrastructure (10%), and education (9%).
Umbria represents a balanced choice — strong on multiple dimensions without being exceptional in any single one. A reliable pick for relocators who want a well-rounded region without specific extreme requirements.
For full data depth — buying cost calculator, side-by-side comparison with up to 89 other regions, AI relocation advisor, and live updates — explore the Caterelo app.
As of Q4 2025, the average price in Umbria is €1,199/m². This is 35% below the Italy national average of €1,844/m². Source: ISTAT + Eurostat HPI, calibrated against Eurostat HPI.
€1,100/month for a single person and €2,700/month for a family of 4. Average rent for a 2-bedroom is €430, groceries €235, utilities €115. Cost level: budget (-29% vs Italy average).
Yes. Umbria scores 60/100 on the regional safety index. Crime level: low. Night safety: safe. Women safety: safe. Source: Numbeo Safety Index 2025 + Eurostat crime statistics.
warm mediterranean. Summer averages 31°C, winter 9°C. 225 sunny days per year, 82 rainy days. By 2050, summer temperatures are projected to rise +2.7°C (IPCC AR6 SSP2-4.5).
Healthcare quality is good. Private health insurance averages €1,050/year. 3 major hospitals in the region. Emergency response: average. EHIC card accepted for EU citizens.
Average 115 Mbps. Fiber availability: growing. Mobile network: good. limited coworking presence. English proficiency: moderate.
1 international schools, of which 0 offer the IB programme. Education rating: minimal. Education hub: Roma (1.5h). Source: International Schools Database + IBO.org.
Gross rental yield is approximately 10.1%. A 2-bed apartment rents for an average of €705/month. 1-bed: €470, 3-bed: €940, house: €1,222. Source: Immobiliare.it, updated 2026-03.
Average net monthly salary: €1,350. Purchasing power level: high. National minimum wage is set via collective bargaining (no statutory minimum). A coffee costs ~€1.3, meaning approximately 1038 coffees per monthly net salary.
Umbria has a Caterelo LifeTrend™ relocation score of 60/100. Strong fit for most relocators with good balance across safety, climate, and cost. Cost of living is below the country average.
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